Jacksonville Short Sale REALTOR to list and sell your house

by Jacksonville Real Estate - Waterfront Homes - Brad Officer - Jacksonville RE/MAX Specialists on July 29, 2010

Deciding to Short Sale your home is a tough decision, however it is often the smart decision.  Walking away from a home and not working with the bank will have much tougher consequences.  So many people don’t know that in Florida, the banks have the right to collect the deficiency in a Foreclosure up to 5 years after they resell the property.

The deficiency in a Foreclosure is the amount you owed, plus fees, late fees, attorney fees, MINUS the amount the home sells for minus realtor commissions minus closing fees, etc.  The deficiency could be large!

In a Short Sale, the deficiency is less, and is often agreed to be non-collectible by your bank…..if you have the right negotiators on your side.  Less potential deficiency and more chance the bank will waive their right to collect.  This is good.

Another huge benefit of a Short Sale is the credit hit.  The credit hit happens, there is no way around this, but it is more gentle than that of a Foreclosure.  In the future, when you go to purchase another house, a Short Sale will most likely be seen as you worked with the bank to dissolve your real estate problem.  A Foreclosure will be seen as you walking away from the real estate.  Which do you think is most attractive for your new mortgage company?

Choosing a REALTOR to Short Sale your Jacksonville or Ponte Vedra House

Choose carefully! So many agents are “experts” but have never actually completed a Short Sale.  If you want a short list of agents that we recommend, after ourselves of course, we would be happy to email you a short list.  Meet Brad – Jacksonville Short Sale REALTOR.

Top 6 reasons to Choose the Brad Officer real estate team to Short Sale your house in Jacksonville or Ponte Vedra:

  1. First Short Sale completed in 2007!  WAY before most agents had ever heard of a Short Sale.
  2. Professional Real Estate Agents have used Brad to Short Sale their personal homes.  This has happened not once, twice, but 3 times!
  3. Brad is on an elite list of only 9 agents that Wells Fargo refers home owners to.  This is Big.  Bank of America, Citi, Chase, Wells Fargo, and just about all the other banks and local credit unions have worked with our team on Short Sales.  And we have the contacts at those banks to make sure we get the service to get the job done!
  4. Industry Resource:  Brad has been asked to sit on many discussion panels to answer questions about Short Sales from other agents, attorneys, title companies, brokers, etc.
  5. SUCCESS!  We get our deals done!  Much more often than not, we have success completing our Short Sales.
  6. Attorney Representation:  We require that you use an attorney to represent you in the Short Sale.  The attorney we refer you to is the main Jacksonville Short Sale attorney and really knows his stuff.  You are in the best hands with his team.  The cost is minimal to you:  under $500.

Important Articles about Short Sales in Jacksonville & Ponte Vedra:

Learn more about Short Sales here.

Just Served Foreclosure Papers – What to do now

Short Sales increasingly more difficult in Jacksonville

8 Steps to a FAST Short Sale

Short Sales can sell Fast

Home Sales History – Infographics

by Jacksonville Real Estate - Waterfront Homes - Brad Officer - Jacksonville RE/MAX Specialists on July 27, 2010

We hear a lot of mixed messages about the housing market in the United States, the housing marketing in Florida, and in Jacksonville.  It makes it tough to decipher what is true and what is fluff.  The graphic below courtesy of Visual Economics does a great job of showing just what is happening in the housing market.

The bad news: homes aren’t selling like they used to.

The good news: Homes are still selling, but yours must be in great condition with great curb appeal, it must be marketed correctly, and priced aggressively if it is to be one of the home sales for 2010.

Good news Bonus: In the graphic below, there is a slump that happens in the 70’s, another in the 80’s, and yet another in the 90’s.  After each slow down, it always rebounds in more sales of homes in the years to follow.
housing-bubble

Home For Sale Listing Expired in Jacksonville – I want to be your 2nd REALTOR

July 19, 2010

I want to be your 2nd REALTOR – Not your 1st!
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Over 5500 active real estate agents in Jacksonville and Ponte Vedra which means you probably know someone with a real estate license.  Actually, you may even be related to a real estate agent.  There are so many social obligations to use someone that you know [...]

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Served Foreclosure Papers in Jacksonville

July 8, 2010

Just Served Foreclosure Papers, what happens now?
The bank has given you legal notice that they intend to take the house back through Foreclosure.  The fastest I’ve seen a foreclosure happen in Jacksonville is 6 months after being served with Foreclosure papers….so you have some time.  If you do nothing, you will get a series of [...]

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4109 Magnolia Road – Orange Park Waterfront Home

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Short Sales Increasingly More Difficult – Jacksonville

July 7, 2010

80% of our Jacksonville Real Estate business has been short sales in 2010 and there is no signs of this trend slowing.  Many home owners owe more than their homes are worth and after months of frustration in an attempt to modify the loan, they are turned to doing a short sale.  (Short Sale is [...]

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St Johns Golf and Country Club Homes for Sale

July 2, 2010

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Waterfront Real Estate Agent Jacksonville

June 30, 2010

Thinking of Selling your waterfront home in Jacksonville, Ponte Vedra, or Orange Park?  Finding the right real estate agent is critical to success!
As your Waterfront Real Estate Agent, our focus produces results.

Marketing is everything! Your home must be presented where the buyers are, and that is online!  Regardless of previous thoughts on who is on [...]

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How to Choose a Real Estate Agent in Jacksonville

June 28, 2010

Deciding to sell your house in the Jacksonville Area?  Choosing the right real estate agent is the difference between sold and sitting on the market forever. This is undoubtedly a very tough market to sell a home, which is even more reason you should do your homework on the right agent.
6 Requirements when Choosing a [...]

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3957 Susan Drive Green Cove Springs Waterfront Home

June 28, 2010

This is one great waterfront home!  Ever bought a car from someone who was the “right kind of person to buy a car from”?  Well, this is that same setup, however with a better investment:  A waterfront home.

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