How to Buy a Home in Jacksonville FL
Finding and purchasing a home in Jacksonville and the surrounding areas involves the general steps outlined below; however, most home buyers and real estate investors have unique financial, property and personal requirements that demand advice from a real estate group with specialized expertise. Meet the Officer Group.
Step 1: Secure Financing | Pre-Approval
Before starting your home search, it’s important to evaluate your financial situation, confirm your budget, familiarize yourself with mortgage options and schedule a meeting and secure pre-approval from one of our top rated lenders. This will help you conduct your search with confidence and negotiate your desired home successfully.
Step 2: Define Your Goals, Needs and Budget
Prior to meeting with the Officer Group, it’s important to clarify your budget, personal property preferences, and any anticipated life stage and lifestyle requirements that may impact the purchase of your home.
Step 3: Select your REALTOR®
A REALTOR® represents your best interest when purchasing a home, one of the most significant financial investments you can make. For this reason, it’s essential to select an advisor with in-depth knowledge of the local real estate market and specialized experience in the property types you are interested in. If you are interested in buying a home, the Officer Group can help.
Step 4: Conduct Your Home Search
Once the Officer Group has an understanding of your budget and property preferences, you can expect:
AUTOMATIC PROPERTY UPDATES
As soon as a property that meets your desirable home criteria comes on the market via MLS or through the Officer Group or other broker channels, you will receive an email alert to direct you to that listing.
ADVANCE ACCESS TO EXCLUSIVE PROPERTIES
In some neighborhoods, homes are sold within days, or even within hours, of being listed. Others are marketed and sold within a brokers’ network without ever being made available to the public. In some cases, the Officer Group will be able to arrange for advance access to properties that are represented within their professional company networks.
The Officer Group will schedule walk-throughs of properties matching your preferences and needs. You may also review properties on OfficerGroup.com or by visiting open houses. If visiting open houses, please remember those Realtors represent the sellers best interest, not yours. It is a best practice to inform any Realtor you come into contact with that you already have a Realtor working for you.
EVALUATION OF OPTIONS
It can be challenging to determine the fair market value of a home and to assess whether it is “good value” for its listed price or for your budget. Variables that impact the value of a home or property include its location, neighborhood, community plan, proximity to amenities, lot attributes, views, property size, interior and structural conditions, construction type, age, unique features, and the current state of the local real estate market.
The Officer Group will assist you in assessing the pros and cons of the home(s) you are interested in, and provide insight on recent comparable sales so you have the information you need to place an offer and negotiate effectively.
Step 5: Submit Your Offer
It’s important that you understand the documents crafted to prepare your offer. Prior to signing any documents the Officer Group will walk you through the strategy and also the language of the offer documents, legal and contractual obligations.
Step 6: Negotiate Successfully
We take negotiating on your behalf as one of our highest priorities. We want to win you the house you and your family want but we also want to get the best deal available. This is only possible by working with a professional realtor that knows how to position your offer as the best offer but also knows how to negotiate effectively. You will want us on your side!
Step 7: Close the Deal
The closing or completion day is the day the buyer takes legal possession of the property through the "Closing". You'll meet us at the title office for closing and you'll be handed the keys to your home!
We can't wait to help you on your new home quest. Reach out to us below and let's get started!