What is the average price of a waterfront home in Jacksonville FL?

Average waterfront home pricing in Jacksonville is in the $2M range, spanning oceanfront, riverfront, and Intracoastal homes. Riverfront starts around $500K with most in the $1M to $2.5M range. Intracoastal prices are similar to riverfront but with less inventory. Oceanfront single-family homes start above $1.5M, with many sold at land value.

Which Jacksonville neighborhoods have the best waterfront homes?

Top Jacksonville waterfront neighborhoods include Queens Harbour, Marsh Landing, and Epping Forest. For riverfront options, San Marco and Ortega are the most sought-after areas. Some communities also offer private boat ramps, though these are limited.

Do waterfront homes in Jacksonville require flood insurance?

In most cases, yes. Whether it is required depends on the home's elevation and flood zone designation. Flood insurance is relatively affordable given the overall investment, and Brad Officer recommends carrying it regardless of flood zone status.

What is the difference between Intracoastal and St. Johns River living in Jacksonville?

The choice comes down to location, budget, and views. The St. Johns River offers expansive water views and, in neighborhoods like San Marco and Ortega, walkable access to shops and restaurants. Intracoastal living puts you closer to the ocean, with faster boat access to Jacksonville Beach, the jetties, and St. Augustine.

Waterfront Homes For Sale Jacksonville FL

Open House

$2,300,000

9839 Heckscher Drive, Jacksonville

6 Beds 5 Baths 4,480 SqFt Residential

Open House

Thu, Aug 13th, 2026 @ 10:30am - 1:30pm

MLS® # 2156643

$1,750,000

2352 State Road 13 N 3, St. Johns

4 Beds 3 Baths 2,936 SqFt Residential MLS® # 2156464

Under Contract

$2,999,999

1126 Shipwatch Drive E, Jacksonville

6 Beds 7 Baths 5,860 SqFt Residential MLS® # 2156223

$2,200,000

6030 Heckscher Drive, Jacksonville

3 Beds 2 Baths 2,573 SqFt Residential MLS® # 2156147

$175,000

3840 Harbor View Court, Jacksonville

5 Beds 2 Baths 1,781 SqFt Residential MLS® # 2156072

$794,000

↓ $1,000

3832 Sandy Shores Drive, Jacksonville

5 Beds 4 Baths 3,780 SqFt Residential MLS® # 2155529

Pending

$1,600,000

2318 Pine Island Court, Jacksonville

4 Beds 4 Baths 3,588 SqFt Residential MLS® # 2155467

Under Contract

$1,750,000

2010 Tara Court, Neptune Beach

3 Beds 4 Baths 3,364 SqFt Residential MLS® # 2155163

$397,990

↓ $1,010

704 Seabrook Cove Road, Jacksonville

4 Beds 2 Baths 1,664 SqFt Residential MLS® # 2154759

$2,800,000

580 Broward Road, Jacksonville

4 Beds 4 Baths 5,005 SqFt Residential MLS® # 2154290

$998,900

4242 Hillwood Road, Jacksonville

4 Beds 3 Baths 2,281 SqFt Residential MLS® # 2154055

$1,295,000

1431 Forest Marsh Drive, Neptune Beach

4 Beds 3 Baths 2,402 SqFt Residential MLS® # 2153994

$3,900,000

3120 Julington Creek Road, Jacksonville

8 Beds 9 Baths 10,654 SqFt Residential MLS® # 2153738

Pending

$1,475,000

4501 Ortega Farms Circle, Jacksonville

3 Beds 4 Baths 4,767 SqFt Residential MLS® # 2153665

$3,895,000

4002 Mcgirts Boulevard, Jacksonville

4 Beds 4 Baths 4,005 SqFt Residential MLS® # 2153324

Waterfront Homes For Sale Jacksonville FL

Browse Jacksonville Waterfront Listings

$2,300,000

9839 Heckscher Drive, Jacksonville

$1,750,000

2352 State Road 13 N 3, St. Johns

$2,999,999

1126 Shipwatch Drive E, Jacksonville

$2,200,000

6030 Heckscher Drive, Jacksonville

$175,000

3840 Harbor View Court, Jacksonville

$794,000

3832 Sandy Shores Drive, Jacksonville

$1,600,000

2318 Pine Island Court, Jacksonville

$1,750,000

2010 Tara Court, Neptune Beach

$397,990

704 Seabrook Cove Road, Jacksonville

$2,800,000

580 Broward Road, Jacksonville

$998,900

4242 Hillwood Road, Jacksonville

$1,295,000

1431 Forest Marsh Drive, Neptune Beach

$3,900,000

3120 Julington Creek Road, Jacksonville

$1,475,000

4501 Ortega Farms Circle, Jacksonville

$3,895,000

4002 Mcgirts Boulevard, Jacksonville