What is the average price of a waterfront home in Jacksonville FL?

Average waterfront home pricing in Jacksonville is in the $2M range, spanning oceanfront, riverfront, and Intracoastal homes. Riverfront starts around $500K with most in the $1M to $2.5M range. Intracoastal prices are similar to riverfront but with less inventory. Oceanfront single-family homes start above $1.5M, with many sold at land value.

Which Jacksonville neighborhoods have the best waterfront homes?

Top Jacksonville waterfront neighborhoods include Queens Harbour, Marsh Landing, and Epping Forest. For riverfront options, San Marco and Ortega are the most sought-after areas. Some communities also offer private boat ramps, though these are limited.

Do waterfront homes in Jacksonville require flood insurance?

In most cases, yes. Whether it is required depends on the home's elevation and flood zone designation. Flood insurance is relatively affordable given the overall investment, and Brad Officer recommends carrying it regardless of flood zone status.

What is the difference between Intracoastal and St. Johns River living in Jacksonville?

The choice comes down to location, budget, and views. The St. Johns River offers expansive water views and, in neighborhoods like San Marco and Ortega, walkable access to shops and restaurants. Intracoastal living puts you closer to the ocean, with faster boat access to Jacksonville Beach, the jetties, and St. Augustine.

Waterfront Homes For Sale Jacksonville FL

821 Queens Harbor Boulevard, Jacksonville

$3,545,000

↓ $50,000

821 Queens Harbor Boulevard, Jacksonville

4 Beds 7 Baths 6,558 SqFt Residential MLS® # 2130192

Pending

$2,495,000

2588 State Road 13 N, St. Johns

4 Beds 5 Baths 4,255 SqFt Residential MLS® # 2130122

Open House

$1,950,000

↓ $150,000

13879 Ketch Cove Drive, Jacksonville

4 Beds 3 Baths 2,960 SqFt Residential

Open House

Sun, Aug 16th, 2026 @ 12pm - 4pm

MLS® # 2102048

Under Contract

4427 Royal Tern Court, Jacksonville Beach

$1,945,000

↓ $50,000

4427 Royal Tern Court, Jacksonville Beach

5 Beds 5 Baths 4,455 SqFt Residential MLS® # 2128968

$1,800,000

↓ $199,999

517 Beach Avenue, Atlantic Beach

4 Beds 3 Baths 2,252 SqFt Residential MLS® # 2118666

$3,895,000

↓ $80,000

842 Fruit Cove Road, St. Johns

3 Beds 4 Baths 5,119 SqFt Residential MLS® # 2105895

$195,000

↓ $10,000

3037 Ribault Scenic Drive, Jacksonville

4 Beds 2 Baths 1,636 SqFt Residential MLS® # 2106011

$798,900

↑ $10,400

14289 Lons Place 0010, Jacksonville

4 Beds 3 Baths 2,455 SqFt Residential MLS® # 2090517

$1,940,000

↓ $50,000

4137 Sunrise Cove Way, Jacksonville

5 Beds 5 Baths 3,448 SqFt Residential MLS® # 2073495

$1,885,000

↓ $65,000

4119 Sunrise Cove Way, Jacksonville

4 Beds 5 Baths 3,114 SqFt Residential MLS® # 2071147

Waterfront Homes For Sale Jacksonville FL

Browse Jacksonville Waterfront Listings

$3,545,000

821 Queens Harbor Boulevard, Jacksonville

$2,495,000

2588 State Road 13 N, St. Johns

$1,950,000

13879 Ketch Cove Drive, Jacksonville

$1,945,000

4427 Royal Tern Court, Jacksonville Beach

$1,800,000

517 Beach Avenue, Atlantic Beach

$3,895,000

842 Fruit Cove Road, St. Johns

$195,000

3037 Ribault Scenic Drive, Jacksonville

$798,900

14289 Lons Place 0010, Jacksonville

$1,940,000

4137 Sunrise Cove Way, Jacksonville

$1,885,000

4119 Sunrise Cove Way, Jacksonville