Summary of 523 S 13th Terrace, Fernandina Beach - MLS# 2154960
523 S 13th Terrace (zip: 32034), MLS# 2154960 is located in the City Of Fernandina Beach neighborhood of Fernandina Beach, FL. This Residential home is 1,448 sq. ft., with 3 bedrooms and 3 bathrooms, along with 1 garages.
This property was constructed in 2023 and has been on the market for 61 days.
The property is currently listed at $544,900 and recently experienced a price decrease of $5,000 on August 13, 2026.
Description of 523 S 13th Terrace, Fernandina Beach - MLS# 2154960
Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.
Features of 523 S 13th Terrace
| MLS® # | 2154960 |
|---|---|
| Price | $544,900 |
| Bedrooms | 3 |
| Bathrooms | 3.00 |
| Full Baths | 2 |
| Half Baths | 1 |
| Square Footage | 1,448 |
| Acres | 0.06 |
| Year Built | 2023 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Traditional |
| Status | Active |
Community Information : Fernandina Beach
| Address | 523 S 13th Terrace |
|---|---|
| Area | 410-Fernandina Beach Downtown-West |
| Subdivision | City Of Fernandina Beach |
| City | Fernandina Beach |
| County | Nassau |
| State | FL |
| Zip Code | 32034 |
Amenities of 523 S 13th Terrace
| Utilities | Cable Available, Electricity Connected, Sewer Connected, Water Connected, Other |
|---|---|
| Parking | Garage, Garage Door Opener |
| # of Garages | 1 |
| Is Waterfront | No |
| Has Pool | No |
Interior of 523 S 13th Terrace
| Interior Features | Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s) |
|---|---|
| Appliances | Dishwasher, Electric Range, Microwave, Refrigerator |
| Heating | Electric, Heat Pump |
| Cooling | Central Air, Electric |
| Fireplace | No |
| # of Stories | 2 |
Exterior of 523 S 13th Terrace
| Roof | Shingle |
|---|---|
| Construction | Composition Siding, Frame |
Additional Information On 523 S 13th Terrace
| Date Listed | July 11th, 2026 |
|---|---|
| Days on Market | 60 |
| RE / Bank Owned | No |
| Age Restriction | No |
| New Construction | No |
Listing Details of 523 S 13th Terrace
| Office | SUMMER HOUSE REALTY |
|---|
Listing Map of 523 S 13th Terrace
Request a Showing
523 S 13th Terrace Fernandina Beach FL 32034 - MLS# 2154960