Summary of 96147 Montego Bay, Fernandina Beach - MLS# 2109796
96147 Montego Bay (zip: 32034), MLS# 2109796 is located in the Isles Of The World neighborhood of Fernandina Beach, FL. This Residential home is 2,350 sq. ft., with 5 bedrooms and 3 bathrooms, along with 2 garages.
This property was constructed in 2005 and has been on the market for 19 days.
The property is currently listed at $689,000.
Nearby schools include Emma Love Hardee, Fernandina Beach, Fernandina Beach.
Description of 96147 Montego Bay, Fernandina Beach - MLS# 2109796
Centrally Located Amelia Island Home - Just 1 Mile from the Beach Beautifully remodeled 5-bedroom, 3-bath home with new roof, true hardwood floors, and a flexible layout featuring four bedrooms upstairs plus a main-level master suite. The kitchen and living areas open to a large covered porch and screened back patio, ideal for entertaining. Spacious backyard offers plenty of room for a pool. Modern upgrades include a UV Ray HVAC sanitizer system for clean, healthy air. Added benefits: no city taxes, not in a flood zone, and no rental restrictions—a rare find on Amelia Island. While most neighbors are year-round residents, the community also welcomes seasonal living, making this property perfect as a primary home, vacation retreat, or investment. Conveniently located just one mile from pristine beaches and short distance to shopping, dining, and schools, this home captures the best of island living.
Features of 96147 Montego Bay
| MLS® # | 2109796 |
|---|---|
| Price | $689,000 |
| Bedrooms | 5 |
| Bathrooms | 3.00 |
| Full Baths | 2 |
| Half Baths | 1 |
| Square Footage | 2,350 |
| Acres | 0.22 |
| Year Built | 2005 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Contemporary |
| Status | Pending |
Community Information : Fernandina Beach
| Address | 96147 Montego Bay |
|---|---|
| Area | 450-Amelia Island-North Of Burney Road |
| Subdivision | Isles Of The World |
| City | Fernandina Beach |
| County | Nassau |
| State | FL |
| Zip Code | 32034 |
Amenities of 96147 Montego Bay
| Utilities | Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane |
|---|---|
| Parking | Additional Parking, Garage, Garage Door Opener, On Street |
| # of Garages | 2 |
| Is Waterfront | No |
| Has Pool | No |
Interior of 96147 Montego Bay
| Interior Features | Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Smart Home, Smart Thermostat, Walk-In Closet(s) |
|---|---|
| Appliances | Convection Oven, Disposal, Dryer, Gas Oven, Gas Water Heater, Microwave |
| Heating | Central, Electric |
| Cooling | Central Air, Electric, Multi Units |
| Fireplace | Yes |
| # of Fireplaces | 1 |
| Fireplaces | Gas |
| # of Stories | 2 |
Exterior of 96147 Montego Bay
| Exterior Features | Outdoor Shower |
|---|---|
| Construction | Stucco |
School Information of 96147 Montego Bay
| Elementary | Emma Love Hardee |
|---|---|
| Middle | Fernandina Beach |
| High | Fernandina Beach |
Additional Information On 96147 Montego Bay
| Date Listed | September 22nd, 2025 |
|---|---|
| Days on Market | 19 |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
| HOA Fees | 40 |
| HOA Fees Freq. | Monthly |
| Age Restriction | No |
| New Construction | No |
Listing Details of 96147 Montego Bay
| Office | HOMECOIN.COM |
|---|
Listing Map of 96147 Montego Bay
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96147 Montego Bay Fernandina Beach FL 32034 - MLS# 2109796