1. Find a waterfront real estate agent.  You want a true waterfront specialist.  The average agent will not have the knowledge needed to guide you through the waterfront buying process.

2. Get financing before you shop.  The mortgage market has heavily changed.  You will either be paying cash or most likely be in a Jumbo Loan.  Jumbo loan limits and down payment percentages are different between lenders.  The faster you can get your financing set up, the smoother your buying and closing process will be.  Contact Brad for our preferred waterfront jumbo loan lenders.

3. Consider the land more than the house.  Location is everything when it comes to waterfront.  You can always add on, renovate, update, or mow down and rebuild.  You can not change…

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Waterfront home in Jacksonville are always in demand and now that the economic climate seems to be getting slightly more favorable, we are seeing even more sales at higher price points.

Some interesting Jacksonville waterfront home sales stats:

48:  The number of waterfront homes in Jacksonville sold in the last 90 days.

$3,500,0000:  The highest priced waterfront home that sold in the last 90 days.  (Picture of this Atlantic Beach beauty above).

9:  The number of waterfront homes sold above $1,000,000.

10:  The number of waterfront homes between $500k - $1mm.

$983:  The highest sold list price per square foot of these 48 waterfront homes.  (NOT the same house as pictured above).

$273:  Average price per square foot of all 19…

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