Jacksonville Fixer Upper Homes For Sale

Prefer the look and feel of a Fixer Upper style home in Jacksonville, FL. Featured here are all Jacksonville Fixer Upper homes for sale and Jacksonville Fixer Upper style real estate. If you’re interested in any of the Jacksonville Fixer Upper home listings that you see below, just click the "Ask a Question" button when viewing the details of that property. Our Jacksonville real estate agents can provide you with disclosures, past sales history, dates and prices of properties recently sold nearby, and other details related to the Jacksonville Fixer Upper home home market.

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Search Jacksonville Fixer Upper Homes For Sale

Interested in buying a fixer upper home in Jacksonville, FL? Contact Brad Officer, Jacksonville's local home and real estate expert, for help navigating the current market conditions. Call or text (904) 746-4175 now to schedule a showing or to see what your home is worth if you're thinking about selling!

North Florida Fixer Upper Homes By City or Community

Break down your North Florida fixer upper home search by city or community using the directory below. When choosing your preferred location, you'll be able to view all available fixer upper homes for sale in that city or community. 

Jacksonville Property-Types

Not seeing the right Jacksonville fixer upper home? Break down your Jacksonville real estate search by other property-types. View all available Jacksonville real estate listings using our comprehensive property-type directory below. 

Buying a Jacksonville Fixer Upper 

Buying a home in Jacksonville can be expensive, which is especially true if you’re looking at homes that are recently built or completely move-in ready. If you’re on a bit tighter of a budget, however, one way to save some money during the home buying process is to consider a place that needs a little TLC.

Simply put, a fixer upper is a home that is often priced for a lower amount because it requires major updates and renovations. This may range from needing new electrical work or plumbing to something a little more straightforward like updating the bathroom fixtures, kitchen appliances, or counters and cabinets. And while all of this may seem like a lot of work (and it is), buying a fixer upper is an excellent way to buy a home cheap and build equity fast. 

Things To Do When Buying a Fixer Upper Home 

Whether you’re an investor or planning to live in a fixer upper as your primary residence, here are some things you’ll want to do before signing on the dotted line. 

Get a Home Inspection. If you’re planning to finance your fixer upper purchase, getting a home inspection will be a requirement. But this is a good thing. Having a professional home inspection done will allow you to know exactly what needs to be done to the home, and perhaps even prioritize these items based on local building codes, cost, and other factors. Additionally, a home inspection can also help you avoid unexpected surprises, helping you plan and budget more accurately. 

Estimate Repair & Renovation Costs. Once your home inspection is completed the real fun begins. Based on those findings, the next thing you’ll want to focus on is figuring out how much money it will cost to make all the repairs and renovations the home needs. Unless you’re a handyman who can do it all when it comes to home renovations, you’ll probably want to do plenty of online research and get several quotes from several different contractors. Keep in mind that you likely won’t be able to determine an exact cost for everything you have planned, so be sure to budget for overages and unexpected expenses just in case. 

Acquire The Necessary Permits. While not every update you want to make will require a permit, some might. Most cities and municipalities require permits for structural work, plumbing and electrical, home additions, fences, and sheds and garages. But the list doesn’t stop there, so be sure to contact the local Jacksonville building permit office to determine what you’ll need from a legal standpoint to get work started on your new fixer upper. 

Financing Options When Buying a Jacksonville Fixer Upper 

While home buyers can certainly purchase a fixer upper using conventional financing, there might be some additional ways to finance the property as well. In fact, many lenders offer moorage products specially for homes in need of major renovations or improvements. 

The Federal Housing Administration (FHA) 203(k) rehabilitation loan is one such option, which is a government backed loan that can be used to both fund the purchase of the home as well as all of the renovation costs under one single mortgage. Initial interest rates for a FHA 203(k) might be a bit higher, but you can always refinance later if you find this type of mortgage best fits toy needs. A Fannie Mae HomeStyle Loan is also a similar mortgage product in which borrowers can bundle the home purchase and renovation costs under one loan amount but requirements may vary slightly from the FHA 203(k) option. For the most up-to-date offerings, requirements, or rates, contact us directly and we’ll be happy to put you in touch with our preferred mortgage partners who specialize in any number of loan options and mortgage products. 

Jacksonville Fixer Upper Homes Related Content

Whether you're an investor, entry-level home buyer, or someone who just loves to tackle big projects, the Jacksonville area is loaded with unique fixer upper opportunities at varying price points. Read more about Jacksonville area fixer upper homes or get your home or investment property search started below.